Chime bank is one of the fastest-growing banks in America. It is an exclusive online banking platform designed to help you manage and save your money easily. Founded in 2013 in California, with Chris Britt and Ryan King as the co-founders. Chime has been posing as a millennial-friendly banking solution. This is because it’s accessibility is just a matter of a few taps on a smartphone, the fact that millennials account for the largest percentage of smartphone users it makes sense.
However, this doesn’t mean that the banking platform is out of reach for the older folks. It is available for anyone who prefers the convenience of mobile banking vs traditional banking.
How does Chime Bank operate?
If you have an experience with a brick-and-mortar bank, perhaps you’d expect Chime to have physical branches. However, that’s not the case. Being a fully online bank, Chime doesn’t have physical branches. So, your account it isn’t domiciled to a particular branch, as it is with traditional banking. As long as you have a chime account, you can access all authorized services from the comfort of your smartphone or computer irrespective of your location.
A Chime account is easily accessible online through Chime mobile app or chime.com. The app is compatible with Android and IOS mobile devices. Besides, Chime provides Visa debit cards to Chime account-holders. With this debit card, you can perform transactions such as utility bill payments, cash deposits and withdrawals through an automated teller machine (ATM). These transactions will reflect in your Chime account in real-time.
Fed up with paying unreasonable fees to your ordinary bank for signup, simple services or maintenance of your account ?
Now, with Chime, such pesky fees should be a thing of the past. It’s delightful to know that the online bank doesn’t charge you any monthly or overdraft fee. It’s even free to open an account.
Chime bank also helps you save money, automatically! Save money with every paycheck by automatically depositing 10% of every paycheck into your Chime Savings Account. There are many features that are with this mobile-only bank.
No unnecessary bank fees, save money automatically, and manage your finances wherever you go!
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